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Thursday, April 16, 2026

Ontario Increasing WSIB Benefits to Protect Injured Workers

News Release
April 13, 2026

Proposed changes would give injured workers more income support and update rules to reflect today’s workforce


SCARBOROUGH — The Ontario government is delivering on its plan to protect Ontario workers by proposing the first increase in nearly 30 years to income replacement benefits workers receive through the Workplace Safety and Insurance Board (WSIB) if they are injured on the job. The proposed changes would also update the Workplace Safety and Insurance Act to ensure workers continue to receive supports if they are planning to work past the age of 65. As Ontario continues to face economic uncertainty and impacts from U.S. tariffs, the government is taking bold and decisive action to protect workers and ensure they have the supports they need to stay financially secure if they are injured on the job.

“No worker should have to worry about paying their bills while they recover from a workplace injury,” said David Piccini, Minister of Labour, Immigration, Training and Skills Development. “By proposing the first increase to income replacement benefits in nearly 30 years, our government is helping ensure injured Ontarians can focus on getting better. Ontario’s workers built this province, and we will always have their backs.”

These proposed changes would, if passed, increase WSIB Loss-of-Earnings (LOE) benefits to 90 per cent of a worker’s take-home pay, up from 85 per cent, meaning workers would keep more of their income while they recover. This increase would help injured workers manage the rising cost of living while maintaining the long-term stability of the WSIB. For example, a worker earning $60,000 a year would receive $2,411 more in benefits over one year.

Ontario will also be introducing changes in recognition that more workers are choosing to work past the age of 65. If passed, the changes would allow eligible workers to continue receiving LOE benefits after age 65 if they planned to keep working, instead of automatically losing those benefits at age 65 under the current rules. Giving the WSIB discretion to continue paying LOE benefits past that age helps ensure older workers who are injured do not lose income they were counting on for their retirement.

These proposed changes are part of a broader package of measures the government will introduce in the coming days to continue delivering on its plan to cut red tape, protect workers and make Ontario the most competitive place in the G7 to invest, create jobs and do business.

Quick Facts
  • Since 2023, the average retirement age in Canada has exceeded age 65.
  • According to Statistics Canada, about 444,000 Ontarians aged 65 and older remained in the workforce in 2025 (about 5.4 per cent of Ontario's labour force that year).
  • Proposed changes would, if passed, apply to eligible workers on or after the date the legislation is proclaimed.
  • The WSIB adjusts benefits annually for cost-of-living increases based on the Consumer Price Index (CPI).
  • LOE benefits were reduced in 1998 when the WSIB faced significant financial pressures. Since 2018, the WSIB has eliminated its unfunded liability and continues to maintain a strong financial position.
  • The WSIB’s current average premium rate is $1.23 per $100 of insurable earnings, the lowest in over 50 years.

Quotes

"At a time of global economic uncertainty, our government is protecting Ontario by making government work better for people and smarter for businesses. By cutting red tape, we are saving families and businesses nearly $1.3 billion and 1.8 million man hours every year. Our government’s practical reforms ensure Ontario’s economy remains the most competitive, resilient, and self-reliant in the G7."

- Andrea Khanjin
Minister of Red Tape Reduction

"For workers here in Scarborough, this is about fairness and dignity. When someone is injured on the job, they shouldn’t have to worry about falling behind on rent, putting food on the table, or supporting their family. Increasing benefits to 90 per cent of take-home pay delivers real support that reflects today’s cost of living. It’s about making sure hardworking people across Scarborough and beyond have the stability they need to recover and get back on their feet. These proposed changes show that our government under the leadership of Premier Ford is listening and taking action to better support injured workers in our community. "

- David Smith
Member of Provincial Parliament for Scarborough Centre

"As our workforce changes, our support for injured workers must change too. That’s why we are taking bold, meaningful steps to ensure they have the stability and security they deserve, now and in the years ahead. By modernizing the system and strengthening supports, we are making sure no worker is left behind."

- Vijay Thanigasalam
Member of Provincial Parliament for Scarborough–Rouge Park

"From day one of our government coming into power, we have consistently stood up for the hardworking men and women who build Ontario every day. Today’s critical announcement is another step our government is taking to ensure that we are there for injured workers by providing more benefits and modernizing our laws to not punish those who want to work longer. It is policies like these that ensure that Ontario continue to be the best place to live, work and raise a family."

- Aris Babikian
Member of Provincial Parliament for Scarborough–Agincourt

"Workers should not be financially penalized as a result of being injured on the job, we support increasing Loss-of-Earnings benefits so injured workers can focus on recovery, while also ensuring those who choose to work past age 65 continue to access the support they need."

- Steve Chaplin
Senior Vice President of Health, Safety and Environment at EllisDon Corporation

"One of the most important services we provide is income replacement for people who miss work because of an injury or illness. Raising income replacement to 90 per cent would help give people peace of mind so they can focus on their recovery and have a safe and timely return to work. "

- Jeff Lang
President and CEO, Workplace Safety and Insurance Board

"As a designated safe workplace association, IHSA shares a mandate with our system partners - including the MLITSD and WSIB - to prevent workplace injuries and illnesses. Prevention is always the priority, but when incidents do occur, workers and their families need reliable support. I commend Minister Piccini and WSIB’s Jeff Lang for their efforts to improve the WSIB Loss-of-Earnings benefit and extend it beyond age 65. These initiatives will ensure that injured workers can continue to support themselves and their families throughout their recovery. Measures like these strengthen the safety net for workers when they need it most."

- Enzo Garritano
President & CEO, IHSA

"Thanks to Minister Piccini and the Ontario government for resolving a long-standing fairness issue raised by many CFIB members who help fund the WSIB. Businesses will now get their full money’s worth for the WSIB premiums they pay for their employees aged 65+, as these employees will now be entitled to Loss-of-Earnings coverage."

- Julie Kwiecinski
Director of Provincial Affairs (Ontario), Canadian Federation of Independent Business

"The Ontario Workers Network (OWN) is pleased that the Province of Ontario and the Ministry of Labour are taking meaningful action to strengthen protections for injured workers. The enhancements to the Loss-of-Earnings benefit recognize the real financial realities workers face after a workplace injury. These changes help provide injured workers with greater stability and peace of mind, allowing them to focus on their care, recovery, and long-term well being."

- Aaron Slingerland
Executive Director, Ontario Workers Network

"A work-related injury can have devastating, wide-ranging impacts on workers and their families. Reducing the financial impacts through increased benefits will allow these families to focus on recovering from the physical, emotional and psychological impacts. At Threads of Life we know how crucial this is for individuals and their loved ones to be able to move towards healing."

- Eugene Gutierrez
Executive Director, Threads of Life - Association for Workplace Tragedy Family Support

"Workers who are hurt or injured on the job need strong benefits and a modern workplace insurance system. Extending Loss-of-Earnings benefits beyond age 65 recognizes the realities many workers face today, while increasing the benefit rate to 90 per cent helps provide greater financial stability during recovery. These changes represent a meaningful step toward strengthening protections for workers when they need it most, and we look forward to continued efforts that keep the system fair, sustainable and responsive to workers’ needs."

- Ian DeWaard
Provincial Director, CLAC

"The Ontario Association of Fire Chiefs applaud the government’s support for injured workers. By improving benefits and expanding coverage, these changes will support those injured on the job."

- Jeremy Parkin
Fire Chief and President, Ontario Association of Fire Chiefs

"The Heat and Frost Insulators, Local 95 welcomes the proposed WSIB changes as a meaningful step toward a fairer and more modern approach for injured workers across Ontario. Increasing benefits to 90 per cent and extending support beyond age 65 will provide greater financial security for injured workers across the province. These updates recognize the realities of today's workforce and help ensure workers have the stability they need to focus on recovery without added financial stress. "

- David Gardner
Business Manager, Ontario Insulators, Local 95


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Media Contacts

Spenser Maki
Minister's Office
spenser.maki@ontario.ca
Media Relations
Communications Branch
mlitsdmedialine@ontario.ca
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